Homeowner forecloses on Wells Fargo office, becomes folk hero
by Scott Smith
Wells Fargo did not respond to the QWR, so Patrick filed a claim in small claims court where he represented himself after no lawyer would take his case and Wells Fargo sent no representation, thus a default judgment for $1173 was granted (which he eventually recovered). But still, no response to his letters or change to his premiums, both of which were legally required.
Patrick didn’t quit. He filed for a Sherrif’s levy on the local Wells Fargo branch that had ignored him over these past years. By paying a simple $50 deposit for administrative costs, showing the county clerk his default judgment, he got the Writ of Execution, Instructions for Levy, and a handful of Sheriff’s Sale posters to put up around town.
Patrick happily hung the posters around town and sent copies to the media.